If you want to gift or sell your car to a family member in Florida, you’ll need to legally transfer the title to as you would with any other vehicle transaction.
Must Read: How Much Is Gift Tax On a Car
In this article, I’ll cover everything you need to know about how to transfer a car title to a family member in Florida.
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Step | Action | Description | Documents Required |
---|---|---|---|
1 | Check for Liens | Ensure there are no outstanding liens on the vehicle. | N/A |
2 | Obtain the Title | Get the vehicle title if it’s not already in hand. | Title or Application for Duplicate Title (82040) |
3 | Fill Out Title Transfer Section | On the title, complete the “Transfer of Title by Seller” section indicating “GIFT” as the selling price. | Vehicle Title |
4 | Complete Bill of Sale or Gift Affidavit | Although not mandatory, it’s recommended to complete a Bill of Sale (82050) or a sworn statement declaring the vehicle as a gift. | Bill of Sale (82050) or sworn statement |
5 | Go Together to DMV (Optional) | Both parties may go to a DMV office to ensure the proper transfer of ownership. | All required documents |
6 | Complete Title Application | The recipient must complete the Application for Certificate of Title (82040). | Application (82040), ID, Proof of Insurance |
7 | Pay Title Transfer Fees | Even for gifts, title transfer fees apply and must be paid by the recipient. | Payment for fees |
8 | Provide Proof of Insurance | The new owner must have valid auto insurance for registration purposes. | Proof of Insurance |
9 | Submit Documentation | The new owner must submit all documents to FLHSMV to complete the transfer. | Vehicle Title, Bill of Sale (82050), Application (82040), Proof of Insurance |
10 | Remove/Apply for License Plates | Remove old or apply for new license plates as they cannot be transferred. | N/A |
Key Takeaways – Transferring Title to a Family Member in Florida
- The title must move to new owner’s name within 30 days
- Meet at the DMV together to transfer ownership
- Provide properly signed-over title, bill of sale, insurance docs
- Pay applicable title transfer and registration fees
- Ensure the new owner can legally drive the car
Table of Contents
When is a Car Title Transfer Required in Florida?
A title transfer is required any time vehicle ownership changes, which commonly happens when:
- Selling or gifting a car to a family member
- Inheriting a car from a deceased relative
- Moving to Florida with an out-of-state vehicle
Florida law states the title must move to the new owner’s name within 30 days of taking possession of the car.
As the seller or donor, it’s your responsibility to provide the signed-over title to the recipient. As the buyer or recipient, you must ensure the new title gets transferred into your name so you can legally drive the car.
Key Documents Needed to Transfer a Car Title in Florida
To successfully change the title, the following documents will be required:
1. The Current Vehicle Title
This proves legal ownership of the car. It must be the original or a certified duplicate title if the original was lost. All liens must be cleared first.
- Includes VIN, year, make, model
- Has buyer/seller transfer info
- Records odometer reading
2. Application for Title Certificate
The new owner fills this out to apply for title transfer.
- Request for title into new legal owner’s name
- Provides vehicle/owner ID details
- Lists date of sale
3. Bill of Sale
This documents the sale price/gift transfer for ownership tracking.
- Sale price or “$0 gift” for donations
- Buyer and seller names
- Vehicle details
- Sale date
4. Lien Release
If a lender holds a lien on the title, they must first issue a lien release proving the loan balance was paid off.
5. Payment of Fees
Applicable DMV fees must be paid:
- Title transfer fees
- Sales tax on sale price
- Registration/plate fees
Step-by-Step Guide to Transferring Title in Florida
Follow these key steps to ensure proper title transfer to your family member according to Florida laws:
Selling a Car Privately
As the seller:
- Meet buyer at the DMV
- Provide completed title with transfer info
- Submit Notice of Sale
- Provide lien release if loan exists
- Remove license plate
As the buyer:
- Bring title application
- Pay sales tax and fees
- Register car into your name
Gifting a Car
As the donor:
- Pay any existing car loans first
- Complete title transfer as $0 gift
- Provide affidavit that car is donated
- Remove license plates
As recipient:
- Bring signed-over title to the DMV
- Submit title application
- Provide proof of insurance
- Pay title transfer fees
- Register car into your name
Inheriting a Car
As executor:
- Provide death certificate
- Submit copy of will or court order
- Include title transfer documents
As inheritor:
- Bring required paperwork to the DMV
- Pay title transfer fees
- Register car into your name
Where Can I Transfer a Title in Florida?
You and the family member will need to visit a local DMV or county tax office together to complete the title transfer in person in most cases.
Many offices now allow you to start the process online but still require an in-person visit to finalize it. Check your county’s website for specifics.
For convenience, you may use a private DMV service for assistance in submitting all the paperwork correctly on your behalf for an additional fee.
What Will It Cost to Transfer a Car Title to a Family Member?
Below are the most common fees assessed by the Florida DMV when transferring title to a family member:
- In-state title transfer fee: $75.25 (electronic)
- Out-of-state title transfer: $77.25
- New to FL title fee: $225
- Title paper copy: $2.50 per page
- Lien recording fee: $2 per lien
- Sale tax on sale price: 6% (waived on gifts)
- Registration fee: $46 average (varies by car value)
Title transfer fees must be paid with certified check, money order, or credit card.
Closing Thoughts
Transferring title to a family member in Florida is very similar to selling a car outright. Following the proper steps outlined here makes the ownership transition smooth according to state laws.
Sources For This Article:
- https://www.flhsmv.gov/motor-vehicles-tags-titles/liens-and-titles/faqs/
- https://www.rocketlawyer.com/family-and-personal/personal-property/buying-or-selling-a-vehicle/legal-guide/change-vehicle-ownership-transfer-a-title-with-the-dmv
- https://www.caranddriver.com/research/a32782143/gifting-a-car-to-a-family-member/
- https://www.reddit.com/r/florida/comments/497sem/im_trying_to_give_a_car_to_a_family_member/
- https://www.carregistration.com/blog/florida-flhsmv-title-transfer-guide/